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Forbes Advisor uses data from a number of government companies to determine how a lot a typical cardholder might spend. We use the identical numbers for cards in the same class to ensure we are comparing cards the identical way. The bonus categories for spending included with every card are factored into our determination of how many rewards a cardholder could count on to earn if they use the card as a consumer normally would. It also provides a few helpful protections together with travel accident insurance, purchase security for up to 90 days and an auto rental collision waiver.…